Yazar "Günay, G." seçeneğine göre listele
Listeleniyor 1 - 3 / 3
Sayfa Başına Sonuç
Sıralama seçenekleri
Öğe Knowledge and reported behavior towards banking home loans in a sample of Turkish consumers(Common Ground Research Networks, 2014) Günay, G.; Savas, B.; Günes, H.; Bener, Ö.The main purpose of this study was to investigate consumers' knowledge and behaviour towards using home loans. In recent years, the home loans market in Turkey has experienced great development. Especially the developments in economic structure of the country, banking sectors providing these services that encourage consumers to purchase houses; such developments have facilitated the use of home loans by consumers recently. Participations of this study consist of consumers who are getting loans, home loans, or are thinking about getting home loans in Karabuk city in Turkey. The sample size is determined by using the simple random sampling method (N=414). Results stated that 84.1 percent of the consumers used home loans. Among the consumers who use home loans (n=359) payback period average is found to be around 8 years. 51.7% of the participation has determined that using home loans decisions are made with their family members. According to the results of the study, it was found that the factors that affect the use of home loans average were high degree (4.5±0.5). 79.5% of the consumers stated that they go to banks to get information about home loans while 46.1% of them use the internet to be informed. The result of hierarchical multiple regression analysis revealed that demographic characteristic (education, income and job), and attitudes towards home loans and financial management behaviour were important predictors of consumers' behaviour and knowledge towards using home loans. Based on these findings some recommendations are made. This paper may be beneficial to consumers, policymakers , and consumer educators in their study of strategies for improving the roles of consumers in protection of the consumers and their sustainable rights. © Common Ground, Gülay Günay, Burcu Savaş, Hidayet Güneş, Özgün Bener All Rights ReservedÖğe Life satisfaction and quality of life among the elderly: Moderating effect of activities of daily living(Geriatrics Society, 2017) Aydiner, Boylu, A.; Günay, G.Introduction: Increased human life expectancy has led to increases in the elderly population, both in developed and developing countries. Consequently, maintaining and raising the elderly’s quality of life has become an important issue. Most studies on aging have found that a person’s life satisfaction is strongly associated with their quality of life. This study investigated the moderating effect of activities of daily living on life satisfaction and quality of life. Materials and Method: The sample comprised 360 elderly people (?65 years old) who resided in Karabük City, Turkey, and visited the Republic of Turkey Ministry of Health Karabük 100. Yıl Family Health Center for treatment or checkup. Data were collected using the Satisfaction with Life Scale, the World Health Organization Quality of Life Assessment—Old Version, the Instrumental Activities of Daily Living, and a demographic information form. To determine the factors that affect the elderly’s quality of life, hierarchical multiple regression analysis was employed. Results: As elderly individuals’ levels of independently maintaining activities of daily living rise, the relationship between their satisfaction with life and quality of life grows stronger. Conclusion: Life satisfaction positively predicted the elderly’s quality of life, whereas activities of daily living did not. In addition, activities of daily living moderated the relationship between life satisfaction and quality of life. © 2017, Geriatrics Society. All rights reserved.Öğe Turkish reliability and validity study of the process of retirement planning scale: The example of Karabuk university(2013) Günay, G.Introduction: The study was performed to test the reliability and validity of the Turkish version of The Process of Retirement Planning Scale-PRePS (Noone, Stphens and Alpass, 2010) developed to measure employees' planning behaviors of preparation for the retirement years. Materials and Method: The study was conducted over a total of 216 participants who are working as academic and administrative staff at Karabuk University. The scale was made up of four subscales, namely the process of financial planning, lifestyle planning, psychosocial planning and health planning which attempt to measure the process of retirement planning behaviors of the employees. Besides The Process of Retirement Planning Scale-PRePS, to test the validity of the Turkish version of the scale, Future Time Perspective Scale and SF-36 quality of life scale were also administered to the participants. Results: The structural validity of the scale was investigated by factor analysis. The results of the factor analysis were composed of four subscales in accordance with the original form of the scale. The results indicated high convergent and criterion related validities. Reliability analyses showed that the Process of Retirement Planning Scale-PRePS had a high internal consistency (Cronbach Alpha 0.88) and high test-retest (0.86) and split half (0.87) reliability coefficients. Conclusion: The results of the factor analysis were compatible with the results of Noone, Stphens and Alpass's (2010). Based on these findings, it was concluded that the Turkish version of the PRePS had sufficiently high reliability and validity to justify its use as a tool to measure employees' retirement planning behaviors in Turkey.
