Finansal Tutum ve Davranışların Demografik Faktörler Açısından Değerlendirilmesi: Teknopark Çalışanları Üzerine Bir Araştırma
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2022-01-20
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info:eu-repo/semantics/openAccess
Özet
Bu çalışmada Türkiye’de faaliyette bulunan teknoparklarda çalışan kişilerin finansal tutum ve davranışlarının demografik faktörlere göre farklılık gösterip göstermediğinin belirlenmesi amaçlanmıştır. Bununla birlikte finansal tutumun finansal davranış üzerinde etkisi olup olmadığı da araştırılmıştır. Araştırmada veri toplama yöntemi olarak anket çalışması tercih edilmiş ve araştırma Türkiye’deki teknoparklarda çalışan 381 kişi üzerinde gerçekleştirilmiştir. Analiz kapsamında oluşturulan hipotezler regresyon analizi, t-testi ve ANOVA analizi ile test edilmiştir. Çalışma sonucunda teknopark çalışanlarının finansal tutumlarının yaşa, iş tecrübesine ve bakmakla yükümlü olunan kişi sayısına göre farklılaştığı, diğer demografik faktörlere göre (cinsiyet, medeni durum, aylık gelir, öğrenim durumu, ev ve araba sahipliği) farklılık göstermediği belirlenmiştir. Teknopark çalışanların finansal davranışı ise yaşa, medeni duruma, aylık gelire, öğrenim durumuna, iş tecrübesine ve bakmakla yükümlü olunan kişi sayısına göre farklılaştığı, diğer demografik faktörlere göre (cinsiyet, ev ve araba sahipliği) farklılık göstermediği belirlenmiştir. Ayrıca yapılan regresyon analizi sonucunda finansal tutumun, finansal davranış üzerinde pozitif ve anlamlı bir etkisi olduğu belirlenmiştir.
In this study, it is aimed to determine whether the financial attitudes and behaviors of people working in technoparks operating in Turkey differ according to demographic factors. In addition, it was also investigated whether financial attitude has an effect on financial behavior. Survey study was preferred as the data collection method in the research and the research was carried out on 381 people working in technoparks in Turkey. The hypotheses created within the scope of the analysis were tested with regression analysis, t-test and ANOVA analysis. As a result of the study, it was determined that the financial attitudes of the technopark employees differed according to age, work experience and the number of dependents, but did not differ according to other demographic factors (gender, marital status, monthly income, education level, home and car ownership). It has been determined that the financial behavior of Technopark employees differs according to age, marital status, monthly income, education level, work experience and the number of dependents, but does not differ according to other demographic factors (gender, home and car ownership). In addition, as a result of the regression analysis, it was determined that financial attitude has a positive and significant effect on financial behavior."
In this study, it is aimed to determine whether the financial attitudes and behaviors of people working in technoparks operating in Turkey differ according to demographic factors. In addition, it was also investigated whether financial attitude has an effect on financial behavior. Survey study was preferred as the data collection method in the research and the research was carried out on 381 people working in technoparks in Turkey. The hypotheses created within the scope of the analysis were tested with regression analysis, t-test and ANOVA analysis. As a result of the study, it was determined that the financial attitudes of the technopark employees differed according to age, work experience and the number of dependents, but did not differ according to other demographic factors (gender, marital status, monthly income, education level, home and car ownership). It has been determined that the financial behavior of Technopark employees differs according to age, marital status, monthly income, education level, work experience and the number of dependents, but does not differ according to other demographic factors (gender, home and car ownership). In addition, as a result of the regression analysis, it was determined that financial attitude has a positive and significant effect on financial behavior."
Açıklama
Anahtar Kelimeler
Finansal tutum, Finansal davranış, Teknopark, ANOVA, t-testi., Financial attitude, Financial behavior, Technopark, ANOVA, t-test.
